Construction worker helping injured colleague

Protecting Your Company from Fraudulent Personal Injury Claims

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No matter how hard you try to make your company a place free from on-site injuries, accidents can still happen at any time. That’s just part of life, and companies carry insurance to protect themselves against those risks. Unfortunately, however, there are people who seek to exploit vulnerabilities in the insurance system through fraudulent personal injury claims. You may even have an employee tempted to defraud you by making false workman’s compensation claims. The good news is that a competent private investigations firm can help you mitigate those risks and protect your interests.

How Fraudulent Claims Impact Your Business

If you think that fraudulent personal injury claims are no big deal, think again. While your insurer may cover any potential losses caused by a false claim, you will invariably end up paying in the long-run. Higher premiums, potential loss of coverage, and other consequences could cause your company real harm. Remember, that insurer who covers the claim amount today will pass those costs on to you tomorrow.

How Can a Private Investigator Help?

Private investigators are trained to deal with fraudulent claims for personal injuries, workman’s compensation, and more. They use a variety of techniques and tools to identify potential fraud, discover what really happened, and get you the concrete evidence you need to protect your company. Those tools and techniques include:

  • Background checks on the person making the claim. It’s important to look into the background of anyone making a suspect claim, since false claimants often have a history of lodging personal injury claims. That background check can help to determine whether the person was previously injured or has a pattern of behavior that suggests an attempt to defraud.
  • Interviews and other research. Private investigators can interview claimants, witnesses, and others to discover key details about the alleged incident. They also document their research in a way that can be presented in court if necessary.
  • Surveillance when appropriate and necessary. An investigator’s surveillance expertise can also be invaluable during these types of investigations. Proper surveillance can sometimes demonstrate that an injury is either nonexistent or less serious than the person claims. Audio and video surveillance are useful tools that can often end a court case before it gains any traction.
  • Evidence collection to mitigate damages. Even if the claimant was injured, there’s always the chance that the injuries have been exaggerated to increase the monetary damages. By gathering evidence properly, a private investigator can help you reduce your losses – even in cases where you’re ultimately forced to settle out-of-court.

When your business faces a potentially fraudulent personal injury claim, it’s important to act as quickly as possible. Evidence and memories fade quickly, and investigators need to begin their work in a timely manner. If your company’s been targeted by a personal injury claimant, don’t wait another second. Contact the experienced and capable private investigators at International Security Services – New York City’s dedicated security experts – to get the professional help you need to safeguard your business interests.

George Kozhar

George Kozhar

George Kozhar is a respected security professional, licensed private investigator, and founder of International Security Services (ISS) - New York City’s dedicated security experts since 1999. Mr. Kozhar and his team provide a full array of private and business investigative services in the U.S. and overseas, VIP executive protection, armed and unarmed security guard services and training, and Fire and Life Safety Director training through the company’s Fire Science Institute.